Financing & Insurance

Financial Arrangements

Payment is expected at the time services are performed. We accept cash, checks, Visa, MasterCard and American Express. When extensive dental care is necessary or when dental insurance is involved, financial arrangements can be made with our office manager. Please inquire about our financing plans. Our primary concern is your dentistry. Nonetheless, we will be sensitive to your financial circumstances within the framework of sound business practices.

A Word About Dental Insurance

Our accounting department will prepare all of the necessary forms for this important benefit. However, we remind you that your policy is an agreement between you and your insurance company, not between your insurance company and our office. We can make no guarantee of any estimated coverage, but we’ll do our best to see that you receive your maximum benefits. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. If you would like to know what your expected coverage will be, we will submit a pre-treatment estimate. Your insurer will generally send a detailed response within 4-6 weeks.

Cosmetic dental procedures are generally not covered by most dental insurance policies; however, partial benefits are often available if the teeth are broken or have previous dental fillings, bonding, or crowns. Also, most insurance companies will pay approximately 80% of the cost for silver fillings on posterior (molar and bicuspid) teeth. If a more expensive porcelain or tooth colored filling material isused, the insurance company may still pay their percentage based on the cost of the less expensive silver filling.

Cancellation

If you cannot keep an appointment, please inform us at least 24 hours in advance. If we are not notified of your change of plans, then we must regrettably, charge your account.