Insurance

Financing & Insurance

Financial Arrangements

Payment is expected at the time services are performed. We accept cash, checks, Visa, MasterCard and American Express. When extensive dental care is necessary or when dental insurance is involved, financial arrangements can be made with our office manager. Please inquire about our financing plans. Our primary concern is your dentistry. Nonetheless, we will be sensitive to your financial circumstances within the framework of sound business practices.

FINANCING THROUGH CARECREDIT® 

We offer third-party financing for dental care through CareCredit®. With the help of CareCredit®, the dental treatments that you desire can now be within reach. We encourage our patients to invest in their smiles and, with the help of financing, making those investments has never been easier. Find out if you qualify for low- or no-interest monthly payment plans by filling out the CareCredit® application. Responses are almost instantaneous. If you need assistance or if you have questions, a member of our team will be happy to help. 

A Word About Dental Insurance

Our accounting department will prepare all of the necessary forms for this important benefit. However, we remind you that your policy is an agreement between you and your insurance company, not between your insurance company and our office. We can make no guarantee of any estimated coverage, but we’ll do our best to see that you receive your maximum benefits. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. If you would like to know what your expected coverage will be, we will submit a pre-treatment estimate. Your insurer will generally send a detailed response within 4-6 weeks.

Whether you’re an employer, individual, or family, we’ve got an affordable dental insurance plan in California that can meet your needs—become a Spa Member. We can help make a beautiful smile within reach.  

Most PPO Plans Accepted 

In Network  

Delta Dental PPO 

MetLife PPO 

Guardian PPO 

Cosmetic Dentistry And Insurance

Cosmetic dental procedures are generally not covered by most dental insurance policies; however, partial benefits are often available if the teeth are broken or have previous dental fillings, bonding, or crowns. Also, most insurance companies will pay approximately 80% of the cost for silver fillings on posterior (molar and bicuspid) teeth. If a more expensive porcelain or tooth colored filling material isused, the insurance company may still pay their percentage based on the cost of the less expensive silver filling.

Cancellation

If you cannot keep an appointment, please inform us at least 24 hours in advance. If we are not notified of your change of plans, then we must regrettably, charge your account.

I've been seeing Hayley, the dental hygienist for over a year and she has always been fantastic - gentle and sensitive to my teeth cleaning needs! Last week I was in excruciating pain over a wisdom tooth and they were able to get me in for an evaluation later in the day. Dr. Rai was also exceptionally gentle with my aching tooth, and they were able to schedule me for an extraction just three days later. Pretty happy now, if you ask me! Update- I've now had my wisdom teeth removed, and I have to say it was a rather pleasant experience. I was incredibly nervous and Dr. Rai and his dental assistants really took care of me - from making sure my feet weren't cold to explaining what he was doing along the way. The three hours passed really quickly! The evening after my extractions, Dr. Rai personally called me to check in, see how I was feeling and ask if I had any questions for him. I really feel I've been well taken care of.
Christina Alexandra E. - Santa Barbara, CA

News

Happy Valentine’s Day from Santa Barbara Dental Spa!

Happy Valentine’s Day from Santa Barbara Dental Spa!
By BK Rai in Santa Barbara Dental News

Valentine’s Day is just around the corner, and you’ll want to look your best for the love of your life. One way to help you accomplish this goal is by having a better smile.

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Keep Your Pearly Whites In Check This St. Paddy's Day

Keep Your Pearly Whites In Check This St. Paddy's Day
By BK Rai in Santa Barbara Dental News

Happy St. Patrick’s Day from Santa Barbara Dental Spa! We all know that St. Patrick’s Day is notorious for one thing: parties. And if there’s a party, there’s bound to be lots of booze as well.

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Santa Barbara Dentist Offers Brighter Holiday Smiles

Santa Barbara Dentist Offers Brighter Holiday Smiles
By BK Rai in Santa Barbara Dental News

Thanksgiving is a time we all gather around the table for that big annual feast. Since getting all of the family together doesn’t happen often with everyone’s busy schedules, you’re bound to take a few family photos. Why not have a picture perfect smile?

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