Insurance
Financing & Insurance
Financial Arrangements
Payment is expected at the time services are performed. We accept cash, checks, Visa, MasterCard and American Express. When extensive dental care is necessary or when dental insurance is involved, financial arrangements can be made with our office manager. Please inquire about our financing plans. Our primary concern is your dentistry. Nonetheless, we will be sensitive to your financial circumstances within the framework of sound business practices.
FINANCING THROUGH CARECREDIT®
We offer third-party financing for dental care through CareCredit®. With the help of CareCredit®, the dental treatments that you desire can now be within reach. We encourage our patients to invest in their smiles and, with the help of financing, making those investments has never been easier. Find out if you qualify for low- or no-interest monthly payment plans by filling out the CareCredit® application. Responses are almost instantaneous. If you need assistance or if you have questions, a member of our team will be happy to help.
A Word About Dental Insurance
Our accounting department will prepare all of the necessary forms for this important benefit. However, we remind you that your policy is an agreement between you and your insurance company, not between your insurance company and our office. We can make no guarantee of any estimated coverage, but we’ll do our best to see that you receive your maximum benefits. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. If you would like to know what your expected coverage will be, we will submit a pre-treatment estimate. Your insurer will generally send a detailed response within 4-6 weeks.
Whether you’re an employer, individual, or family, we’ve got an affordable dental insurance plan in California that can meet your needs—become a Spa Member. We can help make a beautiful smile within reach.
Most PPO Plans Accepted
Cosmetic Dentistry And Insurance
Cosmetic dental procedures are generally not covered by most dental insurance policies; however, partial benefits are often available if the teeth are broken or have previous dental fillings, bonding, or crowns. Also, most insurance companies will pay approximately 80% of the cost for silver fillings on posterior (molar and bicuspid) teeth. If a more expensive porcelain or tooth colored filling material isused, the insurance company may still pay their percentage based on the cost of the less expensive silver filling.
Cancellation
If you cannot keep an appointment, please inform us at least 24 hours in advance. If we are not notified of your change of plans, then we must regrettably, charge your account.
This is the best dentist in Santa Barbara!! I am genetically prone to cavities, so I've had my fair share of dentists. In fact, I used to be terrified of them, but Dr. Rai is so pleasant I actually don't mind going to the dentist anymore. He is always asking how I'm doing (like every 5 minutes), and he never makes me feel like a horrible person if I forgot to floss. They have a massage chair, and a TV that you control that sits right in front of your face to keep you distracted. I've also had my wisdom teeth removed by him, and I had NO swelling. I also never feel like he's trying to make extra money off me and pressure me into something I don't need. Seriously, this guy is the best. If he takes your insurance, then I wouldn't go anywhere else.Lillie S. - Santa Barbara, CA
News
Sleep More Soundly Tonight
Think you might be experiencing sleep apnea but aren’t sure? To help you start figuring out what may be going on with your sleep, you can take the Epworth Sleepiness Scale Sleep Apnea Assessment below.
3 Dental Treatments That Can Transform Your Smile
Behind every dull, tired smirk is a smile waiting to beam. Your dentist loves helping patients unlock the smile of their dreams and offering them the latest and greatest in cosmetic dentistry.
Here are three of the best treatments to get if you’re looking to transform your smile.
We Are Open And Taking Appointments!
Due to COVID 19 we have had to make changes in our schedule. Hygiene days are now Wednesdays and Thursdays. For the meantime, any appointment made for routine care will have to be kept and we will handle cancelations on a case by case basis. A fee will be applied to appointments canceled with less than 48 hours notice. Please contact our office about this policy if you have any questions.
- All patients will be prescreened before appointment.
- Call/Text upon arrival, we will meet you at the door when it is ok for you to come in.
- Shoes will be sanitized at the door.
- Wear a mask at all times unless advised otherwise.
- Oxygen levels and/or temperature will be taken upon arrival.
- We have designated "Sanitation Stations" throughout the office to be used freely.